Money Market Fund objective
The Fund seeks current income to the extent consistent with maintenance of liquidity, investment quality and stability of capital.
Principal Investment Strategies
The Fund invests in money market instruments that meet certain requirements. The Fund is considered to be an
institutional money market fund because it is not limited to investments by natural persons, and it does not
maintain a stable net asset value.
- The dollar weighted average maturity of the instruments the Fund holds will be short-term — 60 days or less.
- The Fund will purchase only securities with a remaining maturity of 397 calendar days or less that present
minimal credit risks to the Fund.
- The Fund will diversify its investments, limiting holdings in the securities of any one issuer
(except the U.S. Government or its agencies) to 5% of assets.
Before investing in Mutual of America Institutional Funds, Inc., you should consider the
investment objectives, risks, charges and expenses carefully. This and other information is
contained in the prospectus.
Please read the prospectus carefully before investing. The prospectus can be obtained by calling 1-800-914-8716.
Please note that an investment in the Institutional Funds is subject to investment risk and that
your principal may increase or decrease.
Money Market Fund Investors: You could lose money by investing in the Fund. Because the share price of
the Fund will fluctuate, when you sell your shares they may be worth more or less than what you
originally paid for them. The Fund may impose a fee upon sale of your shares or may temporarily
suspend your ability to sell shares if the Fund's liquidity falls below required minimums because
of market conditions or other factors. An investment in the Fund is not insured or guaranteed
by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor
has no legal obligation to provide financial support to the Fund, and you should not expect that
the sponsor will provide financial support to the Fund at any time.
Distributor, Mutual of America Securities LLC, member FINRA and SIPC.